Flexible Financing for the Self-Employed

Skip the standard tax returns. Qualify for your dream home using your actual business cash flow with our alternative documentation loans.

What Is a Self-Employed Alt Doc Loan?

Standard mortgage underwriting can be a hurdle for self-employed individuals who maximize their legitimate business deductions. A Self-Employed Alt Doc loan provides a practical solution by using alternative documentation to verify your true income and purchasing power.

Who This Loan Is Best For

Qualification Overview

Approval is based on factors such as:

Verification of self-employment status

Chosen alternative documentation

Minimum 660 credit score requirement

Standard debt-to-income ratio

Key Highlights


Why Work With Cody Financial

We understand the unique needs of self-employed borrowers and help you navigate the alternative documentation process to ensure a smooth, straightforward experience. From application through closing, we focus on clear communication and consistent updates.

Ready to explore your Self-Employed Alt Doc loan options?

Loan programs, rates, terms, and qualification requirements are subject to change and borrower approval.