HomeStyle Renovation Loans

A conventional financing option that allows you to purchase or refinance a home and include renovation costs in one loan.

What Is a HomeStyle Renovation Loan?

A HomeStyle Renovation Loan is a conventional fixed-rate mortgage that allows you to finance both the purchase (or refinance) of a home and the cost of improvements within a single loan.


This program provides flexibility for updating, improving, or customizing a property.

Who This Loan Is Best For

This program may be a good option for:

Qualification Overview

Approval is based on factors such as:

Income and employment verification

Credit profile

Property appraisal including after-renovation value

Scope and cost of improvement

Our team helps structure the loan so renovation funds are properly allocated and managed.

Key Highlights

What Improvements Are Eligible?

HomeStyle Renovation loans allow a wide range of upgrades, including:

1

Kitchen and bathroom remodels

2

Structural repairs

3

Roofing or siding updates

4

Energy efficiency improvements

Why Work With Cody Financial

We guide you through both the financing and renovation components, ensuring the loan structure supports your improvement goals.

Planning renovations?

Loan programs, rates, terms, and qualification requirements are subject to change and borrower approval.