A Fix & Flip loan is a short-term financing solution for real estate investors who purchase properties with the intention of renovating and reselling them.

These loans are structured to support investment timelines and property improvement plans.
Who This Loan Is Best For
Investors purchasing distressed or undervalued properties
Real estate professionals flipping homes
Borrowers seeking short-term financing
Investors focusing on renovation and resale strategies
Qualification Overview
Approval is based on factors such as:
Credit profile
Property type and condition
Investment plan and projected value
Down payment requirements
Key Highlights
Down payment options starting at 10%
Minimum credit score 660
12 and 18 month loan terms
Interest-only payments with fixed rate
Available for non-owner occupied single-family, multi-family, and mixed-use properties
Why Work With Cody Financial
We understand investor timelines and help structure financing that supports renovation goals while keeping the process organized and efficient.
