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as low as 3% down
Loan amounts up to $715,000
Minimum credit score 620
30, 25, 20 and 15 year fixed rates
Available for 1-4 unit properties
as low as 0% down
No loan amount limits with full entitlement
Minimum credit score 580
Lowest interest rates | No monthly PMI
Exclusively for military & veterans with minimum service requirements
as low as 3.5% down
Loan amounts up to $420,680 for one unit and higher for 2-4 units
Minimum credit score 580
30 Year Fixed Rates
Available for 1-4 unit properties
as low as 0% down
Maximum loan amount $548,250
Minimum credit score 600
Property must be located in a designated USDA rural area
Income limits apply
as low as 5% down
Maximum loan amount 2,000,000
Minimum credit score 700
30 and 15 year fixed rates
as low as 10% down
Minimum credit score 680
Designed for self-employed borrowers
Borrower qualified using cashflow of business in the form of 12 or 24 month’s bank statements
NO mortgage insurance!
as low as 5% down
Minimum credit score 660
Interest rate lock options available up to 9 months
Flexible draw schedule
Interest only payments during construction
as low as 3% down
Conventional fixed rate loan
Minimum credit score 620
No restrictions on the type of improvement as long as it is permanently affixed to the property
as low as 3.5% down
FHA fixed rate loan
Minimum credit score 580
Has restrictions on type of improvements
Maximum loan amount $420,680
Min loan amount - $150,000
Focuses on cashflow of subject property so no other income docs are needed
Minimum credit score 640
To qualify, subject property’s monthly rent must be equal to or greater than the new mortgage payment
No limit on number of properties owned
Available in most states
Minimum credit score 660
Non-owner occupied, single family, multi-family mixed use properties
Down payment as low as 10%
12 and 18 month terms
Interest-only payment with fixed rate
homeowners - 62 years or older
No credit score needed
Converts a portion of borrower’s home equity into liquidity without incurring a monthly mortgage payment
Variety of ways borrower can choose to access their funds